901 Sixth Avenue * Huntington, WV 25701 * (800)643-5039

SHARE DRAFT CHECKING

A Share Draft Checking Account works just like a bank checking account, but with fewer and lower fees. To be sure, compare the fees listed below to those associated with your current checking account.

For convenience, accounts can be accessed "24/7" with a STAR_® ATM card or a Debit MasterCard_® for cash withdrawals and purchases. Be sure to look for the "Alliance One" logo for surcharge free transactions. You may visit http://www.allianceone.coop for a complete participant listing.

Most recurring payments or deposits can be set up electronically using a Share Draft Checking Account. Railroad retirement, government payments and even your cable bill can be set up electronically, saving you time and money.

With optional Overdraft Protection by Transfer, a Share Draft Checking Account can be linked to a Share Savings Account to help avoid embarrassing and costly "NSF" fees. For only $5.00 per transaction, available funds from a designated Share Savings Account can be automatically transferred to cover shortages in a Share Draft Checking Account.

The credit union has partnered with Harland Clarke to provide a wide selection of reasonably priced checks and check accessories.